Introducing Fast Funding!

Apply early for same-business-day funding.

Quick Application

Apply online in minutes

Instant Decision

Receive an immediate decision*

Fast Funding

Apply early for same-business-day funding

APR Disclosure & Range Information

Annual Percentage Rate (APR) is a measure of the cost of credit, expressed as a nominal yearly rate. It relates to the amount and timing of value received by the consumer to the amount and timing of payments made. AdvanceFastLoan cannot guarantee any APR since we are not a lender ourselves. Annual Percentage Rates (APR) start from 5.99% up to a maximum of 35.99%. Personal loans have a 61-day minimum repayment period and a 72-month maximum repayment period. Before accepting a loan from a lender within our network, please read the loan agreement carefully as the APR and repayment terms may differ from what is listed on this site.

Representative Examples For APR, Total Loan Costs & All Applicable Fees

Loan Amount $1,000 $2,000 $5,000 $10,000
Interest Rate 24% 19% 13% 8%
Loan Term 12 Months 24 Months 48 Months 60 Months
Fee 3% 3% 1.4% 1.2%
Fee Cost $30 $60 $90 $120
Repayment $94.56 $100.82 $131.67 $202.28
APR 29.82% 24.12% 18.23% 9.20%
Total Payments $1,164.72 $2,479.68 $6,410.12 $12,256.80
Total Costs $164.72 $479.68 $1,410.12 $2,256.80


  1. We've helped more than 3 million customers (and counting) handle their financial emergencies.

  2. Our in-house customer service team is available seven days a week to help you with any questions.

  3. CashNetsUSA is a lender you can depend on ?see why by reading some real customer reviews.

Frequently Asked Questions

Basic Loan Requirements:
  • Must be at least 18 years old.
  • Must be a U.S. citizen or Permanent Resident.
  • Currently employed or receive steady income.
  • Have a bank account to receive the funds, ideally with direct deposit.


Are There Any Applicable Fees and/or Interest?

WayToFastLoan's services will always be provided free of charge, but that is not to say that the lender will give you a loan for free. Your lender will charge you fees and/or interest and must provide you with full disclosure of their loan terms upon approval. It is then your responsibility to read through the terms before signing your loan agreement.

When Do I Repay the Loan?

Loan repayment terms differ by lender. Thus, it is important to check the loan agreement from your lender for information on the lender's repayment terms.

Get More With CashNetsUSA

We want to be more than just a lender ?we want to be your financial partner. That's why we've created special programs for all CashNetsUSA customers that can help with everything from saving money to improving financial know-how.

Renewal Policy

Lenders have unique Renewal Policies. Some of them have automatically renew or "roll-over" features. These conveniences often come at an additional fee. Please ask the lender you were connected with for their renewal policy. Again, it is vital to read through the entire Loan Agreement and Disclosures to make sure you are comfortable with their terms before accepting the loan.

Late, Partial, or Non-Payments and Collections

Though each lender must operate within the state laws that govern them, they have their respective approaches to handling late payments. A loan is an agreement between you and the lender to fully repay the loan by the time agreed. Depending on your agreement with your lender, if you are late for the agreed payment, a lender may add fees, send to a collections agency, report your late, partial or non-payment to a consumer reporting agency. These policies change per lender, so please make sure to consult your lender to find their respective policies.